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Benefits and Limits

Our flexible plans offer a range of benefits with clear limits, so you know exactly what you’re covered for.

Benefits

Benefits can vary depending on which plan you choose, and you have the freedom to choose which benefits you include in your plan. All single-trip international plans automatically include travel medical cover.

Available benefits and benefit packages can include:

Limits

Each benefit comes with specific coverage limits and sub-limits, which are the maximum amounts we’ll pay for a covered claim. These limits vary depending on the plan you choose and the specific benefit.

Excess Amount

For ou single-trip international travel insurance plans, you have the option to choose between $0, $100, or $250 for the excess amount, which is what you contribute in the event of a claim. For our Australian domestic travel insurance, every plan includes $100 excess amount. Keep in mind, excess applies per person and per claim.

Travel Medical Insurance

With our international medical benefit, you receive unlimited cover for up to 12 months for the treatment of a medical emergency, COVID-19 included, during your trip.

This also includes cover for transportation costs to the nearest adequate medical facility or home in the event of a medical emergency during the trip. This benefit is exclusive to our single-trip international travel insurance plans.

Trip Cancellation and Interruption

This benefit covers your pre-paid, non-refundable trip costs if you need to cancel or interrupt your trip for a covered reason. You have the option to opt out of this benefit at the time of purchase or select a sum insured amount.

Travel Delay

This benefit can cover up to $200 per day ($50 for Domestic) and $2,000 per trip ($1,000 for Domestic) towards the cost of accommodation(s) when you are unexpectedly delayed for more than 6 hours.

Baggage Loss / Stolen / Delay / Damaged

You can opt out of this benefit or select a sum insured amount ranging from $1,000 to $10,000 ($1,000 to $5,000 for Domestic). This cover applies to baggage that is damaged, stolen, or accidentally lost during your trip. There is a single-item limit of $2,000 for International and $1,000 for Domestic. This pack also includes up to $300 for essential purchases when your luggage is delayed or misplaced for more than 12 hours.

Personal Accident

Coverage up to $50,000 if you suffer accidental bodily injury during the trip which is the direct cause of your death or permanent total disablement. This benefit is only available with our single-trip international policies. 

Personal Liability

Coverage up to $2,500,000 if your negligence during the trip causes property damage or personal injury.

Travel Assistance

Powered by Robin Assist, the official travel assistance and claims partner for Travel Insured Australia

Our trip insurance plans also include access to 24/7 global assistance services through our strategic alliance with Robin Assist. This means you have a dedicated team ready to help you with any travel-related emergencies or concerns, including:

We’re here for you, anytime, anywhere.

Your Adventure Awaits

Travel Insured with coverage that fits the needs for your unique trip.