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Benefits and Limits

Our flexible plans offer a range of benefits with clear limits, so you know exactly what you’re covered for.

Benefits

Available benefits and benefit packages include:

Limits

Each benefit comes with specific coverage limits, which are the maximum amounts we’ll pay for a covered claim. These limits vary depending on the plan you choose and the specific benefit.

Excess Amount

You have the option to choose between $0, $100, or $250 for the excess amount, which is what you contribute in the event of a claim. Excess applies per person and per claim.

Travel Medical Insurance Package

With Travel Insured’s international medical benefit, you receive unlimited cover for up to 12 months for the treatment of a medical emergency, COVID-19 included, during your trip.

This also includes cover for transportation costs to the nearest adequate medical facility or home in the event of a medical emergency during the trip.

Trip Cancellation and Interruption Limits

You have the option to opt out of this benefit at the time of purchase or select a sum insured amount between $1,000 to $40,000. Sum insured is the equivalent of trip cost amount per person. For example, if you are travelling with two other people on the same policy and select $2,000 sum insured, you are indicating that each person paid $2,000 for the trip.

Important: this benefit is coverage for your pre-paid, non-refundable trip costs if you need to cancel or interrupt your trip for a covered reason.

Travel Delay

Up to $200 per day and $2,000 per trip towards the cost of accommodation(s) when you are unexpectedly delayed for more than 6 hours.

Baggage Loss / Stolen / Delay / Damaged Limits

You can opt out of this benefit or select a sum insured amount ranging from $1,000 to $10,000. This cover applies to baggage that is damaged, stolen, or accidentally lost during your trip. This pack also included up to $300 for essential purchases when your luggage is delayed or misplaced for more than 12 hours.

Personal Accident

Coverage up to $50,000 if you suffer accidental bodily injury during the trip which is the direct cause of your death or permanent total disablement.

Personal Liability

Coverage up to $2,500,000 if your negligence during the trip causes property damage or personal injury.

Travel Assistance

Powered by Robin Assist, the official travel assistance and claims partner for Travel Insured

Your Travel Insured trip insurance also includes access to 24/7 global assistance services through our strategic alliance with Robin Assist. This means you have a dedicated team ready to help you with any travel-related emergencies or concerns, including:

We’re here for you, anytime, anywhere.

Your Adventure Awaits

Travel Insured with international coverage that fits the needs for your unique trip.